Terms and Conditions

By accessing our website, subscribing to our services, or using our platform in any way, you agree to be bound by these Terms and Conditions

These terms constitute a legally binding agreement between you and tiranelquivo, and your continued use indicates acceptance of any updates or modifications

tiranelquivo provides subscription-based financial planning consultation services, including personalized guidance, financial reviews, and ongoing support for Australian residents

Services are delivered through scheduled consultations, digital communications, and access to our online platform and resources

As a user of our services, you agree to the following responsibilities and commitments

• Provide accurate and complete information during consultations and account registration
• Maintain the confidentiality of your account credentials and notify us of any unauthorized access
• Use our services only for lawful purposes and in accordance with these terms
• Respect the intellectual property rights of tiranelquivo and our content creators
• Attend scheduled consultations or provide reasonable notice for cancellations
• Comply with all applicable laws and regulations in your jurisdiction

You may not use our services for any of the following prohibited purposes

• Engaging in fraudulent, deceptive, or misleading activities
• Violating any applicable laws, regulations, or third-party rights
• Transmitting harmful code, viruses, or other malicious software
• Attempting to gain unauthorized access to our systems or other user accounts
• Using our services to spam, harass, or inappropriately contact others
• Reproducing, distributing, or commercially exploiting our proprietary content without permission
• Interfering with the normal operation of our platform or other users' experiences

All content, materials, and intellectual property on our platform remain the exclusive property of tiranelquivo and our licensors

We grant you a limited, non-exclusive license to access and use our services for personal financial planning purposes only

By sharing information with us, you grant us necessary rights to use that information to provide our consultation services

Our subscription service is billed monthly at $250 AUD, processed automatically on your billing date through secure payment systems

Billing cycles begin on the date of your initial subscription and continue monthly unless cancelled according to our cancellation policy

Refunds are not automatically provided, but we will consider refund requests on a case-by-case basis for service issues within the first 14 days

Your privacy is important to us, and we handle your personal information according to our Privacy Policy and applicable data protection laws

Please review our Privacy Policy for detailed information about data collection, use, and your privacy rights Privacy Policy

We provide our services on an "as is" basis without warranties of any kind, express or implied, including warranties of merchantability or fitness for particular purposes

While we strive to provide high-quality services, we cannot guarantee specific outcomes or results from our financial planning consultations

Please review our Disclaimers page for additional important limitations and notices Disclaimers

To the fullest extent permitted by Australian law, tiranelquivo's liability for any claims arising from our services is limited

Our total liability shall not exceed the amount you paid for services in the 12 months preceding any claim

You agree to indemnify and hold harmless tiranelquivo from any claims, damages, or expenses arising from your use of our services or violation of these terms

Either party may terminate the subscription service with appropriate notice, and we reserve the right to suspend access for terms violations

Upon termination, certain provisions of these terms will survive, including intellectual property rights and limitation of liability clauses

We may update these Terms and Conditions from time to time to reflect changes in our services, legal requirements, or business practices

Significant changes will be communicated through email or prominent website notices, with updates taking effect after a reasonable notice period

If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and tiranelquivo

If you have questions about these Terms and Conditions or need clarification on any provisions, please contact us using the information provided on our website